If you don't specify your 'Expensive' items, then you will only get the maximum payout specified, which for AAMI with a telescope is $1000. again cameras are limited to $1000 total payout, dvd and cd collections are a $1000, so if you have 100 dvd's at $20 each, you should have it insured seperately for $2000 or more!
you need to check your insurance company website/policy for what their limits are.
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