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As someone who is starting to get on in years, I only started using computer banking about three or four years ago. My PC has the usual antivirus, firewall, etc., but also runs through a VPN and I have two-factor identification on the account.
I realise a lot of people use a digital "wallet" on their mobile telephone quite successfully, but I just don't feel secure in doing that when tap 'n' go with a credit card can achieve much the same thing.
And I still use cash about 50% of the time, much to the consternation of staff who automatically enable a "tap 'n' go" for every transaction!
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