Quote:
Originally Posted by Spyrith
As a non-American, one thing I found extremely disturbing when talking to Canadians and Americans is the whole credit score thing. So many people I talked to were so concerned about their credit score rating and trying to pay everything on time.
I honestly found it very disturbing and Orwellian. It's as if the banks judge everything you do and and assign you a score as to how much of a responsible person you are.
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How many people did you speak to?
Canada has a population of approximately 30 million and USA 330 million approximately so you may not have spoken to a number large enough to be representative or sufficient to indicate that there is anything to be concerned about.
And perhaps your assessment of what you think the banks are doing is somewhat firing from the hip.
Can you relate a specific situation that evidences your concerns that banks are acting as you suggest otherwise we are dealing with supposition ...wouldnt you agree?
Alex