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Hi,
It's for deposits over 100,000. Some companies need to hold large amounts of cash. They can either pay the 0.5% or they can buy multiple safes in all their offices and hire people to guard them. Then they can pay an armoured car to drive the cash around to the places they need to pay.
All in all I think you will find most companies would pay the 0.5%
Cheers
Paul
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