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Peter,
FTTN SHOULD be a significant step-up from ADSL - you SHOULD be able to get AT LEAST 25 Mbps, possibly up to 100 Mbps. There are some horror stories around where some FTTN are no better (or even in some cases worse than) the ADSL services they replaced, but this should be the exception rather than the norm.
One an area is connected to the NBN, you probably won't be able to connect a new ADSL service, your only options will be to accept the NBN connection, or go to some sort of wireless broadband plan. Existing phone / ADSL services are given 18 months to transfer over to a new NBN plan, but I doubt you'll be able to create a new ADSL account in the new home.
When taking up an NBN service, you have no obligation to take a bundled phone service, although the RSPs will offer it as an optional extra to all plans.
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