[JohnG (John)]

On a more serious note, riding with underpants under a pair of shorts is a good way to get some serious chaffing, I have been riding a lot of years and would not recommend that approach at all, depending on the type of bike you ride, you can get a more loose fit with X_Country or Downhill type pants. As far as a saddle is concerned, you can go to a bike shop and see what fits your butt or toughen up. You will get used to it