[iceman (Mike)]

Finally got around to listing some "portable items" on my home contents insurance tonight, so that if they break/get stolen while i'm out of the house, the insurance still covers them.

I added stuff like my DSLR, telescope + eyepieces, EQ platform, wife's jewellery etc.

Not cheap though, added almost $120 to my yearly premium, about a 40% increase! But I guess it'll be worth it, if I happen to drop my DSLR in the water (like Trevor!).

It covers it if it's travelling in a car with you as well, but not if it's travelling by courier. The item has to be "with you" for it to be covered.

I guess it's like most insurance.. you pay for the piece of mind.. maybe it's a waste of money, but in the event that something is stolen or does get broken/lost, it'll be worth it.