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Originally Posted by DeWynter
Yes, this is true. There is always a risk. However nowadays banks are more intelligent with identifying frauds and illegal purchases. I'm not saying it's safe, but it's a bit better these days than it was before.
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Quote:
Originally Posted by FlashDrive
Then the rubbish you have to go thru' to get it sorted out with your bank and a refund ( if at all you get it ) of the monies involved.
Col....
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Banks are hellbent on retaining good customer sentiment regarding credit card safety. Having been on both ends of the CreditCard Fraud process, I have seen the following:
Having lost $2500 on some scumbag ordering airtickets to Philipines, and a hotel in Amsterdam, I called the bank. Explained I have never been to either place, and never want to. Banks staff said "fine, leave it with me". 7 days later, money was refunded.
Having been a shop manager, a customer unfortunately forgot that he'd bought a $60 videocard 3 months ago from us. The bank sent us registered mail, stating that in no uncertain terms that this money would be removed from our account, if we could not prove that this customer spent the money in our store, of their own free will. All the burden of proof was upon us, and the letter was quite abrupt. Proof was easy, we found the receipt and called the bank. We also called the customer, and had a nice chat. Poor old guy forgot that we'd fixed his computer, and all was well. This was 12 years ago.
Whilst it's easier to rip off C/C numbers as time goes on, the banks are petrified of the population losing faith en masse. They bend over backwards to restore your funds and your faith. ...and these words come from someone who distrusts banks as much as every other Australian.