As for me, as I get older I am content to slow down in this hobby and be happy with what I have.
The ' gear ' in my Signature is good enough for me ... no need to spend ' big bucks ' and have too much money tied up with more of it....I'm talking about Scopes here BTW.
Age plays a factor here for me to.
As you get on ( IMHO 65 Years and older ) money has to be carefully considered and how much are you prepared to ' empty your pockets ' on expensive toys.
I've had a good run in this Hobby, buying / selling / trying this / trying that on Scopes and Eyepieces.
The above is my personal experience ... it is not the same as others.
A few odd accessories will no doubt still come my way to ' compliment ' my viewing pleasure.
I'll enjoy this hobby as long as my eye sight and general health allows me.
Edit .... BTW the most I have ' shelled out ' on an item was $3k
Col....