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Personaly i avoid credit like the plague, dont even have a credit card. I am not a fan of spending what i dont have, unless its a investment like property. I like to pay upfront as much as possible. But recently i have seen the spike in intrest rates to curb creidt spending and wondered why credit spending (or finance) did not seem to have any place in Astronomy. Given the cost of equipment i would have thought more people bought on credit. This thread was more an excercise to discover the financial mentality behind our hobby. It seems to me the conclusion is people tend to save and spend when they can afford. I guess this is not surprising.
I have noted some few Astronmy shops overseas seem to provide finance, found two in UK that do it. Not sure how popular they are.
I bought a Dob because it was the best i could afford without overextending myself. And also it was simplest to use. Though its no very potable. My current project has been to save up for a tracking solution for it, jsut to keep things in the FOV. I did splurge on the TV Barlow but it was to tempting.
Regards
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