With regard to bank deposits, if the money is transferred to your account by the sender and is cleared (remember a cheque deposit is not cleared funds) by your bank , the money is yours and the transfer cannot be cancelled by the sender.
A transfer in error will not be reversed by the bank without your permission.
It is up to the buyer to decide if they trust a seller enough to transfer the money. Any trustworthy seller should be happy to be identifiable, that is to provide full contact details which can be verified. Hotmail and Facebook accounts are not sufficient in my mind.
This makes it very difficult for new people to break into the cycle as they don't have the 'credentials' of lots of prior posts, pictures of equipment they have bought or used etc.
The problem with threads of "trustworthy trading partners" is that it can backfire should something go awry in a transaction. My career background made me a little suspicious of dealings, as a result almost all of my purchases in the first year or two on IIS were face to face, even if it meant long drives. You can, however, look at the Forsale or Wanted ad and see that persons trading history and then click on these numbers to see the person's prior sales etc and send PMs to people to get some reference.
I find one of the biggest alarm bells is a new person, with very little other real involvement in the forum, suddenly posting in the Wanted or ForSale sections, trying to buy or sell very expensive items.
(You can always ask the seller if they are happy to meet up with someone you trust to inspect the goods)
I guess a workaround could be done by sending the item to a friend in the buyers area who is happy to have the buyer collect and pay with cash.
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Last edited by Kunama; 19-02-2016 at 07:32 AM.
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