Gday Ken
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put all you can over the years into Super
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Not me

As soon as i learnt that i have no real control over my super, or where it goes, i stopped putting in any more than was legislated.
Anyone who believes their money will still be there in 15 years or so, and that they will be able to do with it what they want, is not facing reality.
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Where does it make sense??????
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It makes sense for the people who run the system, as they get to skim money off the side all the time. Nothing like a guaranteed feed.
The govt likes it, as it means they can pass the buck if the "private" super scheme runs out of money. Just too bad if you are in the fund that crashes.
Andrew