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Travel Insurance - Pay for it, or get it free with credit card?
We seem to have a few seasoned travellers here.
I posted a thread about travel insurance over at Australian Frequent Flyers, where it morphed into whether complimentary (complementary?) credit card travel insurance is as good as the purchased one which costs a lot more than the small surcharge when paying for tickets to get the free one.
If you Google this, you will find many results stating that the "free" Credit card travel insurance is Travel Insurance Lite. Others suggest good luck actually trying to get money out of the free policies. But from what posters at the AFF forum are demonstrating, leaving aside the issue of pre-existing medical conditions, the purchased policies and the free ones from better credit cards seem to be pretty much equivalent, and they've had no problem claiming on them.
What are your thoughts?
Cheers,
Renato
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