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CryptoLocker is the culprit, It uses a 256 bit key to encrypt your files. Leaves the apps alone so you think all is well then when it is done encrypting it pops up and tells you to send money. It's all too late by then. Either pay or wipe and start again. You will not get back your files, end of story.
I've had a few instances at work and done the hard yards but there is no fix for it once encrypted. Files should be backed up to an off line drive.
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