[Renato1 (Renato)]

Originally Posted by RickS

A Citibank Plus card is the most cost-effective way I've found to do ATM withdrawals overseas since they started charging fees on the 28 Degrees card.

http://whirlpool.net.au/wiki/citiban...action_account

Thanks Rick, that's really excellent advice. Exchange rate is pretty much the same as for 28 Degree Mastercard.

So, take the Citibank Visa Debit card for cash withdrawals and other transactions, and 28 Degree card for credit transactions (especially when they can be lumpy, as with my Hertz car hire - especially after I had a prang there last year).

Taking these two cards means I would no longer have to take my back-up Australian cards, for the odd times my main card is mysteriously declined, or won't work with various ATMs.
Regards,
Renato