
Well said Peter , but ? there is always a but so here it is , old mate Ruskin was ahead of his time , or a Jewish salesman ? .
There was no internet banking back then , transactions were easily stopped by a runner , but ( that word again

) in todays world once that evil . 'Pay Now' is pressed ,,, well its history old mate . $$$ gone unless you chose good old 'PayPal'

.
Sad but ( again) true in todays world people get taken all the time by scammers .
But ( that word again again

) John Ruskin was a very clever guy and after reading this thanks Peter .
Brian.