Quote:
Originally Posted by Astroman
So glad I don't have a credit card  I'd be forever in debt... |
I don't have a problem with it Andrew.
I never buy more than I know I can pay off within the 55 day credit free period. I use the banks money, have purchase protection, the convenience that a card gives me and a record of all transactions, whilst paying no fees or interest.
It just takes discipline, but, I admit that that isn't that easy, but then, I have no debt anyway, which probably helps.
