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David,
Don't be in a hurry to spend your money. The scopes you mention will show stars (what scope wont?) the rings of Saturn, brighter galaxies, and could with a lot of perseverance and effort be used for photography if only in a limited way.
See if you can attend a viewing night and look through some scopes of the same or similar type, and compare with others around. You will also learn what goto will help you with. (though I reckon everyone should start out by reading charts and finding their way around the sky)
good luck!
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