Thanks everyone for your response and support. A lot of ideas and suggestions.
My cars market value is probably around $1500. But that was my transport to work.
There is also moral issue here. If I don't do anything about it and she gets back on the road and kills someone then I would feel guilty because I could've done something to prevent it.
As Graham said, if I was in the car at the time of accident I probably wouldn't be around or maybe in hospital with broken bones.
I hope police will also press criminal charges against her and suspend her license. One drunk idiot on the road affected 4 innocent people.
I don't even know how am I going to get those quotes for damage when I have to load the car on truck and get it to at least two panel beaters. That will cost me half of the cars value.
But if I want to do anything about it I need those quotes first.
I understand I have third party insurance only but insurance would have much more chance of getting her to pay than we do.
As I mentioned before, it would have been better for me if she didn't have insurance at all, in that case my insurance would recover at least part of the cost of damage to my car:
Quote:
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Third Party Property Damage is the narrowest level of cover we offer; it covers only your liability for damage caused by the car to other people's property, plus a limited amount of cover for the car if damaged in a no fault accident with an uninsured vehicle.
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This way I most likely can't do anything, insurance wont do anything, her insurance wont do anything because she was drunk. It looks like everything is on her side and against us the victims. This is why we have repeat offenders until someone gets hurt or killed.
cheers
bob