I guess the humourous side, but it meets the brief PRECISELY
First Canberra frosts (WATER) of 2017 (yes, last year) right outside Costco service station (OIL) - someone forgot to turn off the irrigation/reticulation for the night it dropped to -5°
There were icicles hanging off the trees too, but this captures the genre better
Taken with an iPhone, so not exactly photographic excellence