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Banks have been charging us for the privilege of holding our money for us for decades now... it's just been in the form of various fees & charges. Don't keep enough in your account = fee, use someone else's ATM = fee, use EFTPOS = fee, exceed max transactions = fee, want a debit card = fee, over the counter transaction = fee...
Count up your fees vs the paultry amount of interest you receive... you've been paying for years!!
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