Gday Skysurfer
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The Big Five want you to save your data in their cloud,
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Its actually getting worse as they now want you to use "cloud based computing" as well. ie they not only get your data, but see what you do with it every step of the way. No more private standalone software, you rent as you go.
Internet goes down and you cant work anymore???
I used to think that last bit wasnt a great drama until the recent debacles with Telstra/NAB etc, where we now see how fragile their backroom systems really are, after (metaphorically) consolidating everything into one place.
Andrew