I use mainly raw, only because I've got 11 gig of memory cards. Before I got my 8 gig card I used "jpeg fine" setting a fair bit, and would switch to raw whenever I thought there was a good shot, or if I knew I wouldn't run out of space on the cards. I always backup the .NEF files as .TIFF because there's no loss of quality and it is easier to work with now, and will be with future software.
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